Malaysians have different priorities when they are looking for property, some people care about the location, some about the interior design, and some people pay attention to the appreciation potential of the property. You should know your objective before choosing a property. Do you want to own or rent? For a secure future or for investment? Know what you want and do your research to make sure you are getting the right property.
If you plan to get married or organize a small family and buying a house you should consider the following
1. Single name/Joint name?
It is important that a married couple buy a house under a joint name to maintain their relationship.
However, if both couples are first-time purchase of a property, then the benefits for the first purchase of a property will be used. With this in mind, many couples choose to buy property under a single name so that they can still get the benefits in the name of the second person for future purchases, such as exemption from stamp duty, get house loans up to 110%. Unless they have no plan to buy a second property, it is wise to buy it under a single name.
2. Safety & Security
The safety of children is always a parents’ top priority. Therefore, a family or couples planning to give birth to children, should pay more attention to the security of the living environment. You may observe whether the building has a good security system and reliable security guard. Casually ask the occupants about the people flow in the building and whether there has been any burglary.
Consider your daily needs before you buy a house, such as a route to work, distance to school, nearby supermarkets, public transportation, etc. Think about your family’s future life and make sure you buy in a location that is convenient.
Have a look at the community and facilities in the living environment. For example, family with kids should keep an eye out for nearby kindergartens or schools. Those who like sports should pay attention to whether there are parks or sports facilities nearby. Choose an environment that suits you and your family so that you can live comfortably and happily.
5. Extra Room
Nowadays, most families are two-income families and they need a domestic helper to take care of the children. Full-time domestic helpers are required to live with their employers, so you are also required to reserve an extra room for the helper when buying a house.
6. Proximity to parents’ home
Most of the newlyweds will move out from their parent’s house. In order to visit their parents conveniently in the future, they will choose to buy property near their parents’ homes to take care of each other.
Malaysia’s property prices are rising every day. Choosing a good location as well as a financial fit for owning your dream home is not an easy task.
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